ACH

Our developer-friendly APIs make it simple to quickly connect and verify a user’s ACH account (bank account). With our white-labeled UI, you can customize payment flow, as well as logo and branding elements.

We offer Regular ACH and Same-Day ACH. Both types support debit and credit transactions. For Same-Day ACH, transactions must be submitted by 9 AM PST. Regular ACH transactions submitted before 4 PM PST will settle the next day.

Frequently, our ACH product is used in combination with our Account Aggregation service and FBO (For-Benefit-Of) Accounts. Account Aggregation performs balance prediction, asset validation and income verification. Likewise, FBO Accounts, which are FDIC insured, allow users to easily store and move funds.